Establish a target amount for each period (example shown is every month) based on your risk tolerance. Adjust your contribution every month according to the value of each each allocation. Increase allocation if the value of a category has fallen and decrease allocation if the value of a category has increased.
Bonds - (VBMFX(BND),VBISX(BSV),VFSTX(VCSH),VFISX(VGSH),VIPSX)
Bonds - (VBMFX(BND),VBISX(BSV),VFSTX(VCSH),VFISX(VGSH),VIPSX)
Stocks - Large Blend (VV) Small Blend ( VB)
| MONTH | Bonds 30% (VGLT,BND) | US Large Market 10% (VUG) | US Small Market 9% (VBK) | US Large Value 10%(VTV) | US Small Value 10% (VBR) | REITS 4% (VNQ) | Foreign Developed Large Markets 5% | Foreign Developed Small Markets 4% | Foreign Developed Large Value 4% | Foreign Developed Small Value 4% | Foreign Emerging Large Markets 5% (VWO) | Foreign Emerging Small Markets 5%(VWO) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| JAN | 125 | 41.6 | 37.5 | 41.6 | 41.6 | 16.66 | 20.83 | 16.66 | 16.66 | 16.66 | 20.83 | 20.83 |
| Feb | 250 | 83.2 | 75 | 83.2 | 83.2 | 33.32 | 41.66 | 33.32 | 33.32 | 33.32 | 41.66 | 41.66 |
